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little extra layer of security to protect your personal and loan information. APR—or annual percentage rate—is the total cost of the loan expressed as an. interest rates range from % to %. The most credit worthy applicants may qualify for a lower rate while longer-term loans may have higher rates. The. You can get an online loan for bad credit from a reputable lender like Advance America. We offer a wide range of bad-credit loans, including Payday Loans.
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